Commercial Development Advisory Services in Alberta & B.C.
Navigating the financing of large, multi-phase commercial projects requires more than just mortgage brokering—it demands strategic advisory built for scale. At Legacy Mortgage Group, our commercial advisory services are tailored exclusively for projects exceeding $5 million in lending value across Alberta and British Columbia.
Our focus is on driving efficiency in planning, proformas, and execution, ensuring projects are delivered on time and with financial precision. We partner with new and established investors, builders, and developers, guiding them through complex financing structures while aligning each stage of the project with long-term growth objectives.
Beyond structuring capital, our advisors help clients build portfolios with a focus on tax efficiency, debt optimization, and lowering capital costs. With access to a network of over 50 lenders, we ensure every financing solution is designed to support sustainable growth—whether for a mixed-use development, a multi-stage industrial build, or a large-scale residential project.
Phased Development Support in Western Canada
Legacy Mortgage Group’s commercial development advisory services include expert guidance for multi-phase projects across Western Canada. Our Edmonton, Calgary, and Surrey teams can offer their local expertise to help developers structure financing across key stages—land acquisition, construction, and project completion—ensuring each phase is timed and funded appropriately.
With access to over 50 lenders, we coordinate financing solutions that align with local market dynamics and development timelines. Whether you’re building a mixed-use complex or an industrial park, our phased development support ensures your project stays financially agile and strategically sound.
What Are Multi-Phase Financing Solutions?
Multi-phase financing refers to the strategic structuring of loans across different stages of a development project—from land acquisition to vertical construction and final tenant improvements. This means that, as your project progresses, you may benefit from different loans (or even different types of financing products!) to get the best rates and terms.
Legacy Mortgage Group works with construction lenders to coordinate funding that aligns with your project’s timeline and cash flow needs. This approach helps developers manage capital efficiently, reduce risk, and maintain momentum throughout the build. Our advisory team ensures each phase is backed by the right lender, with terms tailored to your business goals.
Why Work with Legacy Mortgage Group?
The Local Market Advantage
Our commercial development advisory services include in-depth market guidance in the areas we serve – Edmonton, Calgary, and Surrey – that aligns financing structures with regional trends. We provide a thorough analysis of regional market conditions to help inform your loan structuring decisions.
Understanding regional market trends is key to structuring successful development financing. Legacy Mortgage Group’s advisory services include market analysis that aligns your financing strategy with growth sectors like Alberta’s energy corridor and BC’s expanding tech hubs. Our team monitors absorption rates, zoning changes, and infrastructure investments to help developers make informed decisions.
Whether you’re planning in Calgary’s industrial zones or Vancouver’s innovation districts, our insights ensure your financing reflects current and future market conditions. Our local expertise helps you ensure your project is properly positioned for success.
Risk Management Through Lender Partnerships
Unexpected challenges can derail a project. With our expertise and relationships with over 50 lenders, we can provide a layer of risk management to help you prepare for unexpected challenges.
When market conditions shift or initial lenders raise concerns, our team activates backup financing options to keep your project moving. These contingency strategies are built into our advisory process, offering multiple exit paths and flexible restructuring solutions. We’re in your corner even after receiving financing, ensuring your project has a plan B if required.
Construction-to-Permanent Loan Coordination
As projects move from blueprint to buildout, it’s important to transition from construction financing to permanent loans. Shifting to a permanent loan means that you can streamline your project by funding both the construction phase and the long-term mortgage in a single loan – no additional applications, separate accounts, or added hassle!
The coordination can be complex if you don’t have experience managing it – this is where we come in!
Commercial Development Advisory Services for Construction Loans
As part of our advisory services, our team will handle the construction-to-permanent loan process for custom commercial builds and spec developments across Western Canada, making the process simple for you. With our lender network, we structure financing that evolves with your project, minimizing delays and getting you the best terms for repayment, perfect for developers who need flexible, scalable solutions for more complex builds.
We manage draw schedules, coordinate conversion requirements, and work closely with banking partners to ensure funding aligns with project milestones. Whether you’re building in Alberta or BC, our expertise in construction financing coordination helps streamline approvals and reduce risk. Developers benefit from our hands-on approach and deep understanding of lender expectations.
Leveraging Legacy's 50+ Lender Network in Alberta & BC
One major benefit you get from working Legacy Mortgage Group is that we aren’t obligated to just one lender, like bank-based advisors are. When you work with us, you get access to a network of over 50 lenders, including banks, credit unions, private lenders, and institutional investors.
This wide range of options means we can find the right fit for even the most complex development projects. Our success is based on getting you the best deal for your needs, so we strive to do that in every application. Whether you’re building in Edmonton, Calgary, Surrey, or anywhere in between, our team helps you tap into multiple financing sources that a single-lender advisor simply can’t offer.
We're Ready When You Are
Our commercial development advisory services give experienced developers, builders, and investors across Alberta and British Columbia the tools they need to succeed. From the first planning meeting to the final funding draw, our team helps you feel like you’re not alone when navigating complex financing challenges with confidence. We combine years of mortgage expertise with strategic guidance to support every phase of your project—whether it’s a multi-phase build, a custom commercial space, or a high-growth investment.
With access to 50+ lenders, flexible financing structures, and a proven track record, Legacy is more than a broker—we’re your long-term partner in development.
Ready to partner with us? Contact us for a confidential consultation.
